• 5 Essential Steps You Should Take When Buying A Home

    If you’ve decided that it’s time you bought your own place then congratulations! You’re heading in the right direction! However, buying a house is more than just spotting a house, giving them some money, and moving in.

    There are a number of steps that need to be taken if you’re going to succeed at becoming a homeowner.

    1.Verify Your Budget

    The first step in the house buying process is to find out how much you can borrow. The majority of mortgage companies will expect you to have 20% of the purchase price as your own deposit. That means you need some savings behind you.

    you’ll then need to find out how much you can actually borrow, your current financial commitments and earnings will have a significant impact on this. Therefore it is very important to do lots of research about loan types, compare mortgage rates, understand what you can borrow and what it’s going to cost you per month is critical regarding what you’re letting yourself in for. You need to be certain you can afford it. If you are buying a home from HOA, read out the HOA reserves the rule of thumb.

    2. Know Your Costs

    The asking price is not the only cost you need to consider. There will also be a commission to the real estate agent, legal fees, lending fees, surveys, and a host of other costs that you may not have foreseen but will still need to be paid. It’s important that you understand what these costs are and be prepared for them. Using a home buying power calculator can help you get a clearer picture of your total expenses and how much you can afford.

    You should note that a reputable auctioneer will charge significantly less for the properties they have for sale.

    3. Consider Your Aims

    It’s important to decide what you want from the house. Are you looking for a fixer-upper? Perhaps you’re hoping for something small and cozy that will last you for a couple of years Or, perhaps you’ve decided to start a family and want a house big enough to handle everything you’re envisioning.

    There is no right or wrong answer to this question, but it is important to understand what you hope to achieve from your ownership of a house.

    4. Work

    It’s easy to be sucked into a trap, exchanging size and beauty for practicality. You need to consider where you work and how you’ll get there. This is why all property owners should be thinking about the location. It’s more than just assessing how pretty an area is or whether there are shops nearby. You need to be able to get to and from work easily, minimizing time on the road and maximizing time at your home

    5. Get Surveys

    No matter how well recommended a house comes or how good a price it is, you need to have surveys done before you complete on a purchase.

    The simple fact is that the best looking house in the world can need new electrics, plumbing, and be suffering from a damp problem. Without the survey you’re not going to know about the extensive costs, leaving you walking into a money pit.

    The survey can be used to renegotiate the price if necessary, effectively saving you money!

    20 Bedroom Mirror Ideas To Make Any Space Look Enhancing

    Bedroom mirror ideas influence the space in a very intrinsic manner. They can enlarge a small bedroom space by the reflections. Bedroom mirror ideas can add glitter to dull spaces and make them interesting. They can be enchanting once placed in different forms and shapes. Bedroom mirror ideas must also be placed carefully according to […]

    Read More

    Architectural Technology: Shaping Modern Architecture

    Dr. Prof. Anand Achari, Principal at VES College of Architecture In the realm of architecture, Architectural technology has emerged as a transformative force, ushering in a digital renaissance that is reshaping the way buildings are designed, constructed, and experienced. From innovative materials to advanced digital tools, technology acts as a catalyst, pushing the boundaries of creativity […]

    Read More

    Small Open Kitchen Designs: 20 Ideas For Compact Spaces

    In large urban centres, small open kitchen designs are a common feature of many homes. In Indian households, where the kitchen is one of the most frequently used spaces, it needs to be comfortable, functional, and aesthetically pleasing. The absolute dream is a spacious kitchen with sky-high ceilings and ample natural light. However, many of […]

    Read More

    Ideas for Integrating Smart Furniture into Your Home

    Not long ago, it was hard for us to imagine walking into a home where the coffee table charges your phone, the sofa adjusts to your preferred sitting posture, and the mirror offers the day’s weather forecast. But times have changed significantly, and we’ve stepped into the world of smart furniture, where technology meets comfort […]

    Read More

    Elevate Your Space With These 20 Interior Design Ideas for Home

    Unlocking the secrets of Interior Design Ideas for Home can be a game-changer for any enthusiast. Even those with a keen eye often seek validation from their Pinterest boards before making changes. It takes time and expertise to master aspects like lighting and floor planning. Whether you’re an experienced or a beginner, having a professional’s […]

    Read More

    15 Sustainable Interior Design Tips For Eco-Conscious Spaces

    Sustainable interior design implies the modern aspect of crafting spaces and understanding varying styles and trends. The need for eco-friendly design emerges from various challenges such as climate change, cluttered space, and losing touch with nature. Sustainable interior design follows the principles of green design, connecting the hues of earth and the texture of nature, […]

    Read More

    20 Screening Evergreen Trees for Indian Home Landscaping

    The integration of screening evergreen trees serves as an artful blend of practicality and natural beauty. These screening evergreen trees, with their lush foliage and diverse benefits, play a crucial role in enhancing privacy. It also blocks unwanted views, and contributes to the overall well-being of homeowners. From the majestic Jamun trees to the versatile […]

    Read More

    50 Magnificent Gate Design That Will Protect Your Home

    Gate Design is an important feature of any home. Numerous scopes for experimentation open up when delving into the design possibilities. Materials like wood and black steel are popular options in Indian homes. At the same time, designers also experiment with a combination of materials that suits their aesthetic. Buying mass-produced gate design has become […]

    Read More

    50 Wooden Door Design Ideas For Your Next Home

    Wooden Door Design is an essential feature of every Indian home. It comes in a wide range of colours and shapes that can also be customised. Wall-height doors are a trend in most modern homes, which create a welcoming aura to the home. At the same time, experimenting with the position of the door is […]

    Read More

    50 Refreshing Terrace Design Inspirations Essential for Urban Spaces

    A rejuvenating terrace design is a breath of fresh air. One can experience the beauty of the outdoors from the comfort of their home. At the same time, a good terrace design can help one relax after a stressful day. It is a representation of one’s style and character. Terrace Design can seem minimalistic and semi-open or functional with a jacuzzi […]

    Read More
  • Duplex Apartment Designed With A Neo-Classical Touch To Its Interiors | The Canvas Design Strokes

    6 Reasons to Add a Deck to Your Home